• Did your investments decrease during the financial crisis?
• Were you able to change your investments? Did you know what changes to make?
  
• Were you able to take advantage of the market recovery that started in March of 2009?
• Can you afford a future market decrease of 50-60%, or more?
• What steps can you take to manage the risk of another severe market decline?

These and other questions are on the minds of many people. The upheaval in the financial markets in 2008-09 has added a new element of instability to an already volatile world. We are seeing a greater percentage of declines in each succeeding crisis, and when almost all investments are down, there is almost virtually no place to invest that is positive. Investment strategies need to change. Our goal is to employ a strategy that helps protect your account value when the situation changes from a normal market decline to a major financial free fall.

Our sub-advisor, Quantitative Advantage, has developed an elective strategy add-on, QA Equity Flex, which is designed to provide some downside protection in major market declines. Hopkins Financial Advisors has decided to include QA Equity Flex as one of our available QA strategy elections. Our goal in doing so is to provide our clients with the opportunity to help manage the downside exposure in their accounts, as we seek to preserve more of the gains realized in “normal times”.

QA Equity Flex will not prevent a decrease in value associated with a normal market correction. It is also not intended to completely avoid losses in severe market declines. Instead, it is designed to reduce the catastrophic losses that can occur in a sustained or severe market decline.

These seminars are a no-cost, no-pressure opportunity to learn more about investment strategies. Please call Denise at 952-253-1099 to reserve your place or register on our website www.hfamn.com. Refreshments will be served.